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<div class="js-editor-tinymce"><textarea name="cb_critical" id="cb_critical" cols="0" rows="0" style="width: 600px; height: 350px;" class="mce_editable joomla-editor-tinymce">    &lt;div&gt;&lt;img src="https://control.biccpanel.com/images/PageHeaders/critical3.jpg" alt="critical3" width="100%" style="display: block; margin-left: auto; margin-right: auto;" /&gt;&lt;/div&gt;  &lt;h2&gt;Critical Injury Insurance&lt;/h2&gt;  &lt;h3&gt;Would your financial well-being be impacted by a critical illness?&lt;/h3&gt;  &lt;p&gt;Critical insurance is a type of supplemental insurance that provides a lump-sum cash payment if you are diagnosed with a life-threatening condition or suffer a serious health event. Unlike health insurance, which covers medical expenses and treatments, critical insurance can be used for any purpose, such as paying your mortgage, hiring a caregiver, or making lifestyle changes.&lt;/p&gt;  &lt;p&gt;Critical insurance does not cover pre-existing conditions, which means you need to apply for it before you get sick.&lt;/p&gt;  &lt;p&gt;The benefits of critical insurance coverage are:&lt;/p&gt;  &lt;ul&gt;  &lt;li&gt;It can help you cover the gap between your health insurance and out-of-pocket costs, such as deductibles, copays, and procedures that are not covered by your plan.&lt;/li&gt;  &lt;li&gt;It can help you maintain your standard of living and avoid financial stress if you are unable to work or earn income due to your illness.&lt;/li&gt;  &lt;li&gt;It can help you access alternative or experimental treatments that may not be covered by your health insurance or available in your country.&lt;/li&gt;  &lt;li&gt;It can give you peace of mind and allow you to focus on your recovery instead of worrying about money.&lt;/li&gt;  &lt;/ul&gt;  &lt;p&gt;Critical insurance is not a substitute for health insurance, but rather a complement that can enhance your financial protection and well-being.&lt;/p&gt;</textarea>
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