<div><img src="https://control.biccpanel.com/images/PageHeaders/critical3.jpg" alt="critical3" width="100%" style="display: block; margin-left: auto; margin-right: auto;" /></div>  <h2>Critical Injury Insurance</h2>  <h3>Would your financial well-being be impacted by a critical illness?</h3>  <p>Critical insurance is a type of supplemental insurance that provides a lump-sum cash payment if you are diagnosed with a life-threatening condition or suffer a serious health event. Unlike health insurance, which covers medical expenses and treatments, critical insurance can be used for any purpose, such as paying your mortgage, hiring a caregiver, or making lifestyle changes.</p>  <p>Critical insurance does not cover pre-existing conditions, which means you need to apply for it before you get sick.</p>  <p>The benefits of critical insurance coverage are:</p>  <ul>  <li>It can help you cover the gap between your health insurance and out-of-pocket costs, such as deductibles, copays, and procedures that are not covered by your plan.</li>  <li>It can help you maintain your standard of living and avoid financial stress if you are unable to work or earn income due to your illness.</li>  <li>It can help you access alternative or experimental treatments that may not be covered by your health insurance or available in your country.</li>  <li>It can give you peace of mind and allow you to focus on your recovery instead of worrying about money.</li>  </ul>  <p>Critical insurance is not a substitute for health insurance, but rather a complement that can enhance your financial protection and well-being.</p>