You can't, that doesn't even make sense to have a single default value for password field. If it's not available for a user to supply a password then one will be generated. The password field on store will encrypt so if you do change it then no you don't need to encrypt it as it'll do so on store.
There could be any number of reasons why the password didn't store from CB Auto Actions. Most commonly it's due to a store that fired after the action. If you are chaining multiple field actions together be sure to tell your action to reload the user object under parameters or do it all in 1 action.
Kyle (Krileon) Community Builder Team Member Before posting on forums:
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